Key insights
- An individual is seeking advice on how to invest $150k, currently held in a money market account, while balancing the decision to buy a house versus continuing to rent. The inquiry focuses on finding 'bullet proof' investment options, particularly ETFs, to maximize returns safely. The US market influence is slightly negative as it reflects individual investor uncertainty and risk aversion amid housing and investment decisions.

Hi all, from working 9-5 and through crypto currency i’ve managed to put a nest egg away of 150k. i’ve just recently had a baby and am stuck in the pickle of now buying a house or continuing to rent and building into my savings. I currently have the cash in a money market account, have kept it there to remain liquid for a house purchase and i earn around 3.5sh%**. I want to do something much better with this principal of money. I want to know other more productive bullet proof options i have, what ETFS or strategies i can utilize to maximize this safely and effectively. I’ll take any opinions I can get