Terms of Service

1. Acceptance of Terms

By accessing and using CognitMarket ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

CognitMarket is an AI-powered financial news and market analysis platform that provides:

• Real-time financial news aggregation and analysis
• AI-generated market insights and predictions
• Community forum for financial discussions
• Email newsletters and market alerts
• Interactive chat with AI financial assistants

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account

4. AI-Generated Content Disclaimer

Important: CognitMarket uses artificial intelligence to generate market analysis, predictions, and insights. You acknowledge that:

• AI-generated content is for informational purposes only
• Content may contain errors, inaccuracies, or outdated information
• AI predictions and analysis should not be considered financial advice
• You should always conduct your own research and consult with qualified financial advisors

5. Investment Disclaimer

Not Financial Advice: The information provided on CognitMarket is for educational and informational purposes only. It does not constitute financial, investment, or trading advice. You should:

• Consult with qualified financial advisors before making investment decisions
• Understand that all investments carry risk of loss
• Never invest more than you can afford to lose
• Conduct your own due diligence and research

6. User Conduct

You agree not to use the Service to:

• Post false, misleading, or fraudulent information
• Engage in market manipulation or pump-and-dump schemes
• Harass, abuse, or harm other users
• Violate any applicable laws or regulations
• Attempt to gain unauthorized access to the Service

7. Subscription Services

CognitMarket offers premium subscription services with additional features. By subscribing, you agree to:

• Pay all applicable fees as described in your subscription plan
• Automatic renewal unless cancelled before the renewal date
• Our refund policy as outlined in your subscription agreement

8. Intellectual Property

The Service and its original content, features, and functionality are owned by CognitMarket and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

9. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

10. Limitation of Liability

In no event shall CognitMarket, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

11. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page.