Key insights
- The post discusses an individual's experience with self-directed IRA trading and their consideration of using Zack's investment service. The user seeks clarification on how Zack's operates and explores alternative options. The post reflects retail investor sentiment and the search for efficient trading strategies, but has a slightly negative influence due to the potential risks associated with relying on external investment advice.
I have two IRA accounts, both through Chase/JPM. My Roth IRA is basic with 40% VOO, 30% SCHG, 15% SCHD, and 15% AVUV. My traditional IRA is the one I trade with. In 2025 I earned 37% by trading. This was a LOT of work while still working full time and everything else. Now I’m thinking about using Zack’s (received an ad) for 30days @ $1, but I don’t quite understand it (please don’t be mean, I have autism and get confused sometimes). Do they just tell me when and what they trade or do they take my money and trade it for me? Also, are there any other options preferable to Zack’s? Ty