I’m 18 and just started putting money into a Roth IRA. I’m trying to build this for the long term, like 40+ years, so I’m okay with some risk.
Right now my weekly buys are basically:
VOO 52% VGT 15% AVUV 10% VXUS 10% META 5% GOOGL 4% LLY 4%
I’m mainly wondering if I’m overdoing it with tech because of VOO + VGT + META + GOOGL. I also don’t know if 10% international is enough or if I should keep it simple and just put more into VOO/VXUS.
I know a lot of people will say just do VTI and chill, but I’m trying to understand what’s actually wrong with this setup if anything.
What would you change?