Do you set $X amount aside for dips and dca after that?
Do you do a % of your weekly contribution towards saving for dips and a % to dca?
Do you just stack cash for dips and dont DCA at all?
Do you just dca your whole contribution and when dips happen you dig deeper into your pockets for extra money for them?
I always thought time in market beats timing the market because stocks go up more than down? I just wanna know how real people implement this.
I've always done employer matched rrsps(401k in the us?), but in the past year switched jobs and transfered a lump sum of those rrsps to a self guided account, and have really been enjoying investing, so I wanted to start adding extra money to a tsfa(Roth IRA in us?) weekly.