Advice on portfolio breakdown 34m

REDDIT.COMJun 24, 12:30 AM UTC
Advice on portfolio breakdown 34m

I’m 34m starting getting into investing late.

403(b) - $11,000 doing company match, general S&P index fund

Roth IRA - $2,100

I’m looking for advice from someone that is starting “behind” but still young enough to have somewhat aggressive positions to maximize growth.

For my Roth IRA I am going to start maxing that out monthly, I want ideas on the breakdown.

I’m considering something like…

100% VGT

50% VGT / 50% VOO

Or

40% VGT 40% VOO 20% SCHD

I am curious on takes as far as if full sending VGT is a bad idea if I plan to buy and hold for ~25 years. My plan would be to maximize growth, and slowly transition into dividend stocks, or lower risk stocks as I near retirement.

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