Hey everyone,
I’ve been trying to keep things simple with my investing and came up with this allocation: 60% VOO 20% VXUS 20% QQQM
My thinking: VOO as the core (broad US exposure) VXUS for international diversification QQQM for a bit of growth/tech tilt
I know there’s some overlap between VOO and QQQM, but I’m okay with leaning a bit heavier into tech long-term.
For context, I’m investing for the long term (20+ years), not planning to touch this money anytime soon.
Do you think this is a reasonable setup, or am I overcomplicating / overexposed to tech?
Would you simplify it further or adjust the percentages? Thanks 🙏