I’m in my early 30s and honestly feel like I’ve gotten more lucky than skilled. I don’t have a formal investing strategy. I’ve mostly bought companies I hear from investing friends and held them.
Now I’m trying to figure out: - When do you sell a winner? - Do you ever take gains for things like a vacation, home project, or car? - Do I need to rebalance? - What do you do with losers? - Are any of these positions no longer worth holding?
Taxable Brokerage GOOG +82.5% (21.0%) TSM +87.2% (17.0%) SPUS +42.5% (13.9%) HLAL +42.2% (13.8%) AMZN +23.0% (9.6%) MU +230.5% (8.6%) ASML +123.4% (3.3%) NVDA +17.2% (3.0%) META +6.3% (2.8%) MSFT +8.0% (2.6%) BKNG -18.3% (2.2%) SPGI -16.5% (1.1%) UBER -16.9% (1.1%)
Roth IRA GOOGL +267.6% (20.1%) TSM +356.9% (16.8%) AAPL +156.2% (12.3%) NVDA +51.3% (11.7%) MSFT +92.1% (9.5%) MA +7.2% (7.7%) V +17.3% (7.7%) TSLA +114.1% (7.4%) AMZN +81.6% (6.3%) SPUS +32.1% (0.3%)
Traditional IRA SPUS +39.2% (61.3%) GOOGL +194.9% (10.7%) HLAL +43.9% (9.5%) NVDA +64.1% (4.7%) AAPL +47.4% (4.3%) AMZN +17.5% (3.5%) TSLA -8.9% (2.8%) MSFT -0.5% (2.7%) AMAGX +26.2% (0.4%)
401(k) / PCRA Trust HLAL +64.1% (41.9%) SPUS +29.7% (12.2%) TSM +183.9% (6.2%) META +2.8% (6.1%) NVDA +56.0% (5.1%) GOOG +72.3% (5.1%) ASML +112.1% (4.6%) AMZN +27.6% (2.9%) IBIT +16.5% (2.9%) FBTC +17.2% (2.8%) BITB +16.4% (2.8%) UMMA +13.5% (2.3%) V +23.1% (1.6%) MA -10.9% (1.4%) UBER -21.4% (1.2%) AMAGX +26.4% (0.1%)
If it was you what would you leave alone, what would you trim, and why?