Key insights
- The author seeks investment ideas beyond SCHD and XLE to navigate a potential bear market. They prioritize safety and income over high growth, avoiding broad market ETFs like VTI and SPY due to anticipated near-term declines. The focus is on identifying sectors or assets that can outperform during economic downturns and provide consistent returns, suggesting a bearish outlook on the overall US equity market.
Schd I like, boring consistent high dividend plus some small consistent growth. Xle seems like a smart place to put even if short term given energy prices will continue increasing plus you get a small dividend. Worst thing that happens is sell it when war reaches negotioan/ends. Besides that and something like spaxx, what else should I put some money into that is boring and safe. Not doing vti or spy because that is very long term and will likely be down this year. Besides energy I don't know what is safe and goes up over time that can bring in income but won't make you rich.