I would like to start investing because I feel super behind, I’m 22, monthly expenses are about $1800 give or take and i make about $70K, I waste all of my money whaling on gacha games and buying stuff I don’t need, I have a wife and a child and my wife’s brother passed away pretty young a month ago and it’s changed my mindset on a lot of things. I’d like to leave a huge fund behind for my family if anything happens to me. What stocks do I invest in? And what about Roth IRA? I don’t know much about it but want to get into it all. I see people my age with similar or higher incomes with tens of thousands or more in their accounts.