Key insights
- The user expresses frustration with the inconsistency and inaccuracy of advertised CD rates, highlighting a potential risk for consumers relying on these sources for financial decisions. This reflects a potential issue with transparency in the banking sector, but has limited direct impact on broader US equity market movements.

every best rates list that I can find is just a giant advertisement for the same 4 banks nd i'm looking for who has the best cd rates right now (specifically trying to find the best 3 month cd rates to park some house fund cash), but every site i click on has different numbers.
half the time i click through to the bank and the 5.0% rate they promised is actually 4.1% or it expired last month. do you guys have a go to spot for finding actual, real time rates that include the smaller local banks and credit unions?