Key insights
- The post reflects a common dilemma faced by tech employees holding company stock: significant unrealized losses and concentrated portfolio risk. While the poster has a solid financial foundation, the decision to diversify or hold depends on individual risk tolerance and belief in the company's future. The post highlights the potential downside of equity-based compensation in volatile markets, but lacks the specifics needed to assess broader market implications.
I am working as a software engineer and got RSU (shares) as part of my CTC.
But over last 2 years their value has dropped by 50% . It’s a bug tech firm and I know it won’t go busy but still I feel very uncomfortable in its value. I was hoping at time if joining that it would have risen significantly. But now a large portion of my net worth is really down.
Given the market situation, should I take a large portion of it out and invest somewhere else or should I wait
For context I have 50k USD share value currently which ideally could be around 100k.
I don’t have any immediate major expense coming up and I do have saving which can cover most unforeseen scenarios including an emergency fund of 6 months, so don’t need funds, just looking for long termi