Key insights
- The user is initiating a 'Boglehead' investment strategy, focusing on broad market index funds like SP500 equivalents, VOO, VTI, and VXUS across 401K, Roth IRA, and taxable accounts. They express concern about market timing but view current drops as accumulation opportunities. The strategy includes a significant allocation to international equities and a deliberate underweighting in concentrated AI investments due to perceived limitations and bubble concerns. The long-term goal is early retirement in Southeast Asia.
Started my bogle head journey today
Min contribution to 401K for Match all in SP500 equivalents
Roth IRA Max once a year every april during bonus season all in VOO
Just started my taxable account today: VTI 66% ($500 a week) and VXUS 33% ($250 a week) will up to $1,000 a week in October.
Worried that the market is dropping but that is the best time to accumulate.
Today I have $750 invested and every week will automatically invest with no desire to sell as this is all extra money outside of fun and bills.
I don’t think US will out perform international in the long run but also want clear positions that are not so concentrated in AI if we are in a bubble. I personally see the AI peaking in terms of helpfulness for real businesses as I use it every day and see the limitations.
Will let you guys know where I’m at in a year from now.
Goal is to retire early with access to funds 40s in SouthEast Asia is 11 years from now. I would only need about $36K a year Max to live like a King in Thailand.
Hope this boglehead investing works or I might have invested close to the top. Good-luck all.