Sitting on $250K in HYSA. Nervous about putting in the market right now.

REDDIT.COMJun 10, 11:15 PM UTC
Sitting on $250K in HYSA. Nervous about putting in the market right now.

43M. Married. 1 newborn. I sold my house in U.S. early this year and decided to commit to my job overseas longer term. I put the equity from the house, now grown to ~ $250 in a HYSA at around 3.5% APY. The rest of my finances are as follows:

$110K Annual Salary $236K 401K $90K Rollover IRA $0 Roth (New) $256 Investment Acc. Various Mutual Funds $150K Apt Overseas almost paid off with no interest on monthly installments (Muslim Country)

Will definitely max out on a new Roth, but I’m torn whether to keep it all in HYSA until later point or incrementally dump about $150 into my investment account across various mutual funds and keep $100 in HYSA. Just not sure what’s the right move here. Thoughts ?

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