Key insights
- Visa is expanding its AI payment testing program, Agentic Ready, to Asia Pacific and Latin America. This initiative allows banks to test AI-driven payment flows, including security and authentication, using live cards. While the program is still in its early stages, it signals Visa's commitment to AI and could positively impact the company's long-term growth prospects, with a mild positive influence on US equities.
SAN FRANCISCO - Visa Inc. (NYSE:V) announced Wednesday the expansion of its Agentic Ready program to clients in Asia Pacific and Latin America, according to a press release statement.
The program, initially launched with banks and issuing partners in Europe and the United Kingdom, is designed to help financial institutions prepare for AI agent-initiated commerce. The expansion will reach more than 85 partners across the two regions, with additional markets planned for later this year.The initiative comes as Visa, with a market capitalization of $589 billion and revenue of $41.4 billion over the last twelve months, continues to leverage its position as a prominent player in the financial services industry. The company has demonstrated strong momentum with revenue growth of ~12% year-over-year.
Agentic Ready allows issuing banks and payment partners to test AI agent-initiated payments in controlled environments using live cards and real merchants. Participants can validate payment flows including card enrollment, tokenization, authentication and transaction authorization.
The program enables banks to assess security mechanisms as AI agents conduct transactions on behalf of consumers and businesses, and to identify operational gaps before agent-led transactions scale more broadly.
"Across markets, we’re seeing growing interest in how AI agents could reshape commerce," said Rubail Birwadker, SVP of Growth Products & Partnerships at Visa. "Visa Agentic Ready provides banks and issuing partners with a structured path to testing agent-initiated payments, learning what works, and ensuring global readiness as these experiences reach scale."
The program is part of Visa Intelligent Commerce, the company’s portfolio of initiatives for AI-driven commerce experiences. In the United States, Visa has deployed Visa Intelligent Commerce across multiple agents and partners, with live transactions currently taking place.
More than 20 partners in the United Kingdom and Europe are already using the Agentic Ready program. The company stated that AI agents are moving beyond answering questions to taking actions including searching, deciding and making payments on behalf of users.According to InvestingPro analysis, Visa currently appears undervalued relative to its Fair Value. For investors seeking deeper insights, a comprehensive Pro Research Report is available, offering expert analysis and actionable intelligence on Visa alongside 1,400+ other US equities.
In other recent news, Visa Inc. reported robust financial results for its fiscal second quarter of 2026, significantly exceeding earnings and revenue projections. The company achieved an earnings per share of $3.31, surpassing the forecasted $3.10, and generated revenue of $11.2 billion compared to the anticipated $10.75 billion. Following these results, Visa modestly raised its fiscal 2026 guidance. Evercore ISI responded by raising its price target for Visa stock to $350 from $340, maintaining an In Line rating. Meanwhile, Morgan Stanley reiterated an Overweight rating on Visa, with a price target of $415. The firm highlighted the company’s enhanced fiscal 2026 outlook, citing factors such as value-added services momentum and favorable foreign exchange volatility. These developments underscore Visa’s strong performance and positive market sentiment.
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