Key insights
- The post discusses timing a lump sum investment in the S&P 500, considering midterm election volatility and geopolitical risks (Iran). Historically, markets have been volatile before midterms but performed well afterward. The user seeks advice on whether to wait until late October/early November to invest or to invest now, given current geopolitical tensions. This has a slightly positive influence as it reflects investor sentiment and potential buying opportunities post-election.
I’ve been a long-term S&P 500 investor for about 5 years now. Due to high international wire transfer fees ($50 per transfer), DCA is not a viable option for me. Instead, I usually do a Lump Sum of 10k–$12k USD about 2 or 3 times a year
I had some bad luck with my timing earlier this year: I invested in mid-January, the day before Trump started the Greenland crisis, and the index has been falling ever since.
I understand long term investors shouldn't be that concerned and I have no plans to withdraw funds for at least a decade, but I’d like to optimize my next investment as much as possible
- Midterm Elections: historically, months leading up to midterm elections tend to be volatile, followed by a year of good performance. Would it be wiser to wait until late October/early November to invest? 2. Iran War: is right now a better time to invest, considering current prices?
What are your personal strategies for investment this year?
thanks