Key insights
- The user is seeking portfolio allocation advice, balancing a significant one-time inheritance with a 60% stock/40% bond strategy. They are considering specific ETFs for US and international exposure, favoring broad market and momentum strategies while avoiding sector bets and thematic ETFs. The user expresses a preference for combined developed and emerging market ETFs. The provided information is a personal investment strategy discussion and does not contain direct market-moving news or data, hence no direct US market influence score is assigned.
i thinking of doing the following
60% in stock and 40% in short term gov bond because the money i am invest is not from monthly salary its one time inheritance money one time life opportunities so i am thinking if i go 100% in stock and something like 2000-2009 happen i cant buy dip because the saving from monthly salary dont equal the one time inheritance
for stocks i thinking if doing the fellowing
60% us depend on world market cap 15% in sgrt 15% in fmtm 30% in avlv
40% all world exculding us 40% in jive i was thinking about adding idmo but i dont like it because it dont have em market i know there separate Momentum for em market but i want one etf not separate dev+em in one etf the best i found is jive and there is up coming etf from same provider of fmtm with dev +em in one etf in aug or sep i will buy it
i dont like sector bet or thematic etf so what you think any suggestions?