Key insights
- The post reflects investor uncertainty about dollar-cost averaging (DCA) at market highs. The investor is currently holding cash (SGOV) due to concerns about a potential market downturn. This sentiment, while individual, indicates a degree of caution among some investors, which could lead to reduced buying pressure and potentially contribute to market corrections, albeit mildly.
Hey guys, as the title suggests I could use some advice at this time. Now I know everyone's situation is different and everything should be taken on a case by case situation, but as an almost 40yr old with at maybe 20 years left in the market and a 1 year emergency fund already in place, should I still be dca'ing into the market when we are at the ath of the ath? It just doesn't feel right to me, as if we are at the top or nearing the top of a roller coaster, and we all know what comes next on that ride. But that is a feeling and there isn't room for that when it comes to investing.
I was DCA'ing in AVUV, AVDE, and AVEM in a Roth IRA, and in VOO in a brokerage. But for the last few months I've just been putting all disposable cash in SGOV.
I am just very uncertain of these times and unsure what the majority are doing and what they advise in the scenario we're in.