The reason I built this is simple and probably familiar to people here. To judge whether a company is actually high-quality and reasonably priced, I was bouncing between five tabs: one for the P/E, one for ROIC, one for the debt load, one for margin history, one for whether they're quietly diluting me. Every free source had a piece, none had it in one place, and the good aggregated views (Seeking Alpha, Simply Wall St) were paywalled.
So I built Intrinsiqq: one quality scorecard per company, computed straight from SEC EDGAR filings (XBRL), free, for the whole US universe (hopefully we can expand to global coverage in the future).
What the quality score actually is. It's not a black-box 0-to-100. It's a weighted average of 8 checks, and the page shows you every input, its threshold, pass/fail, and a plain-English note on why it scored what it did:
- P/E (target < 20x) 2. P/FCF (target < 20x) 3. Revenue growth, multi-year CAGR (target > 10%) 4. FCF growth, multi-year CAGR (target > 10%) 5. Share count change (target < 0%, i.e. buybacks not dilution) 6. Operating margin trend (target: expanding) 7. Net debt / capital structure (target: net cash) 8. ROIC (target > 8%)
That's basically the value-investing checklist on one card: are they cheap, are they growing, are they not diluting me, are margins improving, is the balance sheet clean, and do they earn a real return on capital.
A few things I cared about getting right:
- Sector-aware. A bank or a REIT scored on a generic P/FCF checklist is nonsense, so financials get a separate scorecard (P/B, ROE, book-value-per-share growth, equity/assets capital adequacy) and REITs get theirs (P/FFO, FFO growth, dividend/FFO coverage, debt/EBITDA, interest coverage). * Every number is sourced and explained. It comes from the actual 10-K/10-Q via XBRL, not a reseller, and there's a methodology page documenting exactly how each metric is computed and which tags it pulls from. You can check my work.
What it is NOT: no buy/sell signals, no newsletter, no stock picks. It's a scorecard and a data layer. So fully data-driven
Where I genuinely want this sub's input:
- Are my default weights defensible, or am I over/under-weighting something obvious? 2. The thresholds (P/E < 20, ROIC > 8%, etc.) are deliberately simple. I purposely did a score from 0-100 instead of a simple yes or no to make sure it stays as flexible as possible 3. What's on your personal quality checklist that my 8 checks miss entirely?
It would be amazing if you guys could take a look and let me know what you think! Be as critical as you want to be, that would only help us in the long term!