Hey, i’ve been pretty simple with my contributions - every new chunk of money usually goes straight into S&P 500 (VOO or VFIAX) It’s worked well for me the last few years. But lately with the market near highs and some volatility, I’m starting to question if I should spread it out a bit (more VTI, some international, or even a small bond allocation) How are you guys handling fresh cash right now? Still all-in on broad US indexes or changing your approach this year? Appreciate any thoughts.